For costs and full particulars of the protection, refer to the plan document or call or write Humana, or your Humana insurance coverage agent or broker. In the event of any disagreement between this communication and the plan doc, the plan doc will management. Global insurance premiums grew by 2.7% in inflation-adjusted phrases in 2010 to $4.three trillion, climbing above pre-crisis levels. The return to growth and report premiums generated in the course of the 12 months followed two years of decline in real terms. Life insurance premiums increased by three.2% in 2010 and non-life premiums by 2.1%. While industrialised countries saw a rise in premiums of round 1.4%, insurance coverage markets in rising economies noticed fast growth with 11% progress in premium earnings.