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Coated California

The forms of danger that a captive can underwrite for his or her mother and father embrace property damage, public and product liability, skilled indemnity, employee benefits, employers’ legal responsibility, motor and medical help expenses. The captive’s exposure to such dangers may be limited by means of reinsurance. Reinsurance companies are insurance coverage corporations that promote insurance policies to other insurance corporations, permitting them to reduce back their risks and shield themselves from substantial losses. The reinsurance market is dominated by a couple of very large corporations, with big reserves. A reinsurer may also be a direct author of insurance coverage risks as nicely.

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