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The requirement of an insurable interest is what distinguishes insurance coverage from gambling. Learn more about comparison charges, which are available via Progressive Direct® in most states and conditions. Rate comparisons provided listed right here are primarily based on our Progressive Direct auto insurance value and product, and do not include costs and merchandise out there from Progressive agents. Figure based on 2020 shopper information collected by Hagerty on single automobile quotes, with premiums $5000 and under, from several day by day driver (or “Everyday”) auto insurance carriers.