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In either case, you’re prone to pay greater than if you did it yourself, however. So diversification works nicely for asset-specific risk, but is powerless in opposition to market-specific risk. In impact, by owning varied quantities of every asset, you finish up with a weighted average of the returns of those belongings. Although you won’t obtain the startlingly excessive returns from proudly owning just one rocket-ship stock, you won’t undergo its ups-and-downs either.